A car accident is a traumatic experience. Victims must deal with medical issues, insurance obstacles and financial concerns.
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It is important to stay calm after a crash and take care of your personal safety. You should also ensure that you are in a safe place to wait for police to arrive.
Table of Contents
1. Contact the Police
When involved in a car accident, the first step should always be to check on yourself and any passengers and call 911. Get to a safe place and swap insurance information with the other driver. It is important to stay calm and remain polite, as becoming emotionally agitated can lead you to say or do something that could be taken the wrong way by officers or other people.
According to Springfield City Councilman Craig Hosmer, a police officer will respond to a crash only if someone is injured, the vehicle is a public safety hazard, there’s evidence of an intoxicated driver or a fatality has occurred. In other cases where a vehicle crash occurs on private property, drivers will be directed to come into the police station to fill out a walk-in report. These reports are important, however, as they help your attorney establish fault. This can make or break your car accident case. Having an accurate report can also make filing your insurance claim much easier.
2. Get Medical Attention
Studies show that many people do not get medical attention after car accidents. This is often due to a misguided belief that only high-speed or hard impact collisions result in severe injuries. Additionally, symptoms of some injuries can take several hours or days to develop. This is why it is important to seek medical care immediately after a collision.
You must also make sure that you get medical attention if you think that there may be any injury to yourself or other passengers. Even if you feel perfectly fine, it is crucial to have any injuries assessed by a medical professional.
Waiting to do so can hurt your chances of recovering compensation for medical bills, pain and suffering, and other damages from the at-fault party. It can also make it harder to prove that the accident caused your injuries. To learn more about how to recover compensation for your injuries, contact an asistencia fiable para los accidentes de coche en Springfield, MO from Halvorsen Klote today.
3. Contact Your Insurance Company
Being in a car accident can be extremely stressful. You’re dealing with injuries, repairing or replacing your vehicle and other property damage, medical expenses, possible ongoing care, lost wages and more. It can feel like the entire world is crashing down around you.
Having good car insurance is vital. You should have comprehensive and collision coverage, which will help you pay for damages after an accident. Comprehensive covers non-collision incidents, such as theft, fire and glass breakage (subject to a deductible). Collision covers damage to your vehicle from a collision with another car or object.
A clean driving record is a big part of keeping car insurance costs low. One citation may lead to a rate increase, and DUIs and reckless driving charges can be costly. By improving your credit score from “Very Poor” to “Fair,” you can save a significant amount of money on car insurance. Learn more about how credit impacts car insurance rates in Springfield MO.
4. Contact an Attorney
Injured victims face medical bills, insurance obstacles and financial problems. The longer they wait to contact an attorney, the more difficult it is to get fair compensation.
A lawyer can ensure that all necessary information is gathered and submitted to the insurance company. They can also help the victim obtain witness testimonies and documentation of their injuries, expenses and losses.
The sooner you file a lawsuit, the easier it will be for your lawyer to investigate the case and find all the evidence needed. A car accident lawyer can also advise you of any statutes of limitations that must be met for your claim to be successful.
At Buchanan, Williams & O’Brien, our Springfield car accident lawyers will work tirelessly to get you the results that you deserve. We have over 29 years of experience in obtaining fair compensation for our clients. Contact us today to schedule your free consultation. We don’t get paid unless you do!
