15 Best Group Health Insurance Plans in India 2023

Choosing the right group health insurance plan is crucial to ensure the well-being and financial security of your employees. Here, we present a list of the 10 best group health insurance plans in India for 2023, based on their features, coverage, customer reviews, and reputation.

You can also find insurances that cover Affordable Urgent Care.

Max Bupa Health Insurance:

1. Health Companion: Comprehensive health insurance plan with coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. Health Premia: Enhanced coverage with additional benefits such as international treatment coverage and wellness programs.

ICICI Lombard Group Health Insurance:

1. Complete Health Insurance: Comprehensive coverage for inpatient and outpatient treatment, pre-existing conditions, and maternity benefits.
2. Health Booster: A top-up plan that provides additional coverage on top of the existing health insurance.

Star Health Insurance:

1. Star Comprehensive Insurance: Comprehensive coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. Family Health Optima: A family floater plan that covers the entire family under a single policy with enhanced benefits.

Reliance General Insurance:

1. Reliance HealthGain: Comprehensive coverage with features like no claim bonus, restoration benefits, and alternative treatment coverage.
2. Reliance Critical Illness Policy: Coverage specifically for critical illnesses, providing a lump sum amount upon diagnosis.

Bajaj Allianz General Insurance:

1. Health Guard: Comprehensive coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. Silver Health: Senior citizen-specific health insurance with additional benefits tailored for their needs.

HDFC ERGO Health Insurance:

1. Health Suraksha: Comprehensive health insurance plan with coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. Health Wallet: A unique plan that provides a reserve amount that can be used for future medical expenses.

Apollo Munich Health Insurance (now HDFC ERGO Health Insurance):

1. Optima Restore: Comprehensive coverage with unique benefits like restore benefit, multi-year coverage, and wellness programs.
2. Easy Health: Comprehensive coverage for hospitalization, pre-existing conditions, and maternity benefits.

United India Insurance:

1. Family Medicare Policy: Comprehensive coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. Individual Mediclaim Policy: Coverage for individual policyholders with options for different sum insured amounts.

New India Assurance:

1. New India Assurance Mediclaim Policy: Comprehensive coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. New India Assurance Asha Kiran: A specific plan for individuals living with HIV/AIDS, providing coverage for their medical needs.

National Insurance Company:

1. National Mediclaim Policy: Comprehensive coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. Parivar Mediclaim Policy: Family floater plan covering the entire family under a single policy.

Tata AIG General Insurance:

1. MediPrime: Comprehensive coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. MediPlus: Top-up plan offering additional coverage on top of existing health insurance.

SBI General Insurance:

1. Arogya Premier: Comprehensive health insurance plan with coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. Arogya Plus: Basic health insurance plan with coverage for hospitalization and pre-existing conditions.

Oriental Insurance Company:

1. Group Mediclaim Policy: Comprehensive coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. Happy Family Floater Policy: Family floater plan with coverage for the entire family under a single policy.

Future Generali India Insurance:

1. Group Health Insurance Policy: Comprehensive coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. Group Accident Suraksha: Coverage specifically for accidents, providing a lump sum amount in case of accidental injuries.

ManipalCigna Health Insurance:

1. ProHealth Plus: Comprehensive health insurance plan with coverage for hospitalization, pre-existing conditions, and maternity benefits.
2. ProHealth Preferred: Enhanced coverage with additional benefits like coverage for alternative treatments and restoration benefit.

Please note that the specific features, coverage, and terms of the plans may vary and it is advisable to visit the respective insurance provider’s website or contact their customer support to get detailed information on the available plans. For more information, check out corporate health benefit platforms.

Conclusion

In 2023, India will have a lot of great choices for group health insurance. These plans help companies pay for the health care costs of their workers. Companies should get one of these top 15 plans because healthcare costs are going up. By doing this, businesses can both take care of their current employees and find new ones. You should look into these plans to find the one that works best for your business.